At Fibre Architects, we can provide Professional Consultants Certificates (PCC) which are recognised by the Council of Mortgage Lenders (CML) on all residential projects. Sometimes also known as an Architects Certificate, the PCC acts as a guarantee for the quality of design, materials and workmanship.
The Professional Consultants Certificate must be signed by a qualified architect who is registered with the Architects Registration Board (ARB) (or other suitably qualified consultant). In our case, both Martin and Michael are registered with the ARB and are also Chartered Members of the Royal Institute of British Architects (RIBA).
The PCC will confirm that your building project has been constructed to an acceptable standard, and the certificate usually lasts for a minimum period of six years and is further backed by our Professional Indemnity Insurance policy.
A PCC can be issued for any new-build property or a property that has been recently converted or renovated and demonstrates that the building work, materials and design meet the quality standards required of the Council of Mortgage Lenders.
Most lenders will not allow you to borrow money against a property without either a PCC or a building warranty being in place. If you’re looking to take out a mortgage to complete the build, or if your buyer needs to borrow money to purchase the property, you’ll need to have some kind of guarantee. A PCC is often a cheaper alternative to a building warranty and ensures a professional consultant has overseen the construction work as it progressed.
A building warranty is an insurance policy for your development project It which protects the buyer from any issues that may arise in the first 10 years after completion. There are a limited number of insurers who offer building warranties and it will usually cost more than a PCC, with the process usually being considerably more involved.
Fibre Architects are here to advise and support our clients throughout the course of their development projects. As well as providing aesthetic and design advice, we’re also able to help clients with the legal, Planning & Building Regulations implications associated with construction project management.